Manufacturers insurance provides a variety of coverage to meet your business’ needs. It includes business owner’s insurance (BOP), workers’ compensation insurance, and commercial vehicle coverage.

Business Owner’s Insurance (BOP)

This protects your business from legal claims and business interruptions. It often provides general liability and loss of income coverage as well. Some examples of covered events include injuries on your property, property damage, and loss of income due to business interruptions like building or equipment damage.

Workers’ Compensation Insurance

If an employee becomes ill or injured while on the job, they may file a workers’ compensation claim. This type of insurance helps pay for medical bills and lost wages. This type of insurance is mandatory in some states. It protects both the employee and the employer from unexpected medical costs.

Commercial Vehicle Coverage

This provides coverage for the vehicles you use for your business. This can include cars, trucks, tow trucks, vans, trailers, and more.

Who Needs Manufacturers Insurance?

Most manufacturing businesses need manufacturers insurance. Some examples include:


  • Clothing and apparel manufacturing
  • Food manufacturing
  • Books, magazine, newspaper, and printing manufacturing
  • Furniture manufacturing
  • Electronics manufacturing

The legal requirements vary from state to state. The total number of employees can also affect manufacturing insurance requirements. Contact the experts at Leverity to learn more about manufacturers insurance.