Many business obtain liability insurance to cover various issues. At a law firm or an engineering firm, professional liability insurance is crucial. At a therapist’s office or a dental clinic, it’s called medical malpractice. Restauranteurs are obviously concerned about liability protection against employee injuries and food safety issues. But most businesses overlook the unifying liability threat – employment practices.An aspect of business that remains constant among all but the self-employed is hiring, retention, and termination – the employment process. Due to a combination of employment practices legislation on state and federal levels in tandem with the individual inclinations of each employee hired, maintaining a healthy and productive working environment while remaining compliant can prove challenging. And even when all of your employment practices are by the books – you’re still at risk.

Employee lawsuits have grown increasingly common over the last decade, and the trend doesn’t appear to be halting. Even if your business has done nothing wrong, these suits can cost thousands of dollars. If the suit is found in favor of the employee plaintiff, or settled outside of court, it can cost even more. Enter employment practices liability insurance (EPLI). This coverage is available to all employers, and helps to control costs and anticipate issues before they arise, protecting your business reputation and your bottom line. Contact us to learn more.